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Aren't retirees in a real bind right now?

๐Ÿ‘ค Maodun
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๊ธฐ์—…์—์„œ 12์›”~2์›” ์‚ฌ์ด์— ํ‡ด์‚ฌ ๋งŽ์ดํ•จ

์ด๋•Œ๊ฐ€ ์ธ์‚ฌ๋ฐœ๋ น/์กฐ์ง๊ฐœํŽธ ์‹œ๊ธฐ๋ผ์„œ ํ™˜์†กํšŒ ๋๋‚ด๊ณ  ๋งŽ์ด ๋‚˜๊ฐ


๊ทธ๋ฆฌ๊ณ  ์—ฌ๊ธฐ์ €๊ธฐ ์ผ์ž๋ฆฌ ์•Œ์•„๋ณด๋‹ค ํฌ๊ธฐํ•˜๊ณ  6์›”๋ถ€ํ„ฐ voo, schd, jepq ์กด๋‚˜ ๋งŽ์ด๋“ค์–ด๊ฐ

์ด ์‹œ๊ธฐ์ฏค์— ์œ ํŠญ์— etf ์ถ”์ฒœํ•˜๋Š” ์˜์ƒ ์กด๋‚˜ ๋งŽ์ด ์˜ฌ๋ผ์™”๊ณ  ๊ธˆ์œต์ƒํ’ˆ ํ™๋ณด๋„ ์กด๋‚˜ ๋งŽ์ดํ•จ


์ด๊ฑฐ๋ณด๊ณ  ๋ถˆ๋‚˜๋ฐฉ์ฒ˜๋Ÿผ ๋“ค์–ด๊ฐ„ ์‚ฌ๋žŒ๋“ค ์ง€๊ธˆ ํ™˜์œจ๊นŒ์ง€ ์ณ๋งž์•„์„œ -10 ~ -30% ํ”ํ•จ


๐Ÿ”ฅ ์‹ค์‹œ๊ฐ„ ๋„คํ‹ฐ์ฆŒ ๋ฒ ์ŠคํŠธ ๋ฐ˜์‘

  • ใ…‡ใ…‡1๋‹ฌ๋Ÿฌ 1500์›์— ์œ ์ถœํ•œ ์ž์‹๋“ค์€ ์ณ ๋งž์•„์•ผ์ง€
  • ๋šœ๋ฒ…๋šœ๋ฒ…ํ™˜์œจ๋กœ ๋งŽ์ด ๊นจ์กŒ์ง€ ๋‚˜์Šค๋‹ฅ ์ž์ฒด๋Š” ๊ทธ๋ ‡๊ฒŒ๋งŽ์ด ์•ˆ๋น ์กŒ์–ด ใ… ใ…  - dc App
  • ใ…‡ใ…‡์™ธํ™”์œ ์ถœ๋ฒ” ๋งค๊ตญ๋…ธ์ž์‹๋“ค์€ ์ณ๋งž์•„์•ผ์ง€ ใ…‹
  • ใ…‡ใ…‡์–ด๋–ค ๋ธ…์‹ ์ด ๋˜ ์ด์ž์‹ ๋…๊ธ€ ๋ณด๋ƒˆ๋…ธ
  • DGS์บํ”ผํ„ธํ™€๋”ฉ์Šค๊ทธ๋‚˜๋งˆ ์Šˆ๋“œ๋Š” ๊ณ ๊ณ ํ•˜๊ฒŒ ์˜ฌ๋ผ์„œ ๋ฒ„ํ‹ฐ์ง€๋งŒ ๋‹ค๋ฅธ๋†ˆ๋“ค์ด ๋ฌธ์ œ์ง€ - dc App
  • ใ…‡ใ…‡๊ฑฐ๊ธฐ์— ๋ฌผ๋ ธ์œผ๋ฉด ๋‹คํ–‰์ด์ง€

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