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A post I post every time I make fun of Boglehead.txt

๐Ÿ‘ค ๋ฆฌํ† ํƒ€
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๋ณด๊ธ€ํ—ค๋“œ๋Š” ์›๋ž˜ ์ด๋Ÿฐ ์งค์ด๋‚˜ ์“ฐ๋ฉด์„œ

voo ํ™๋ณดํ•˜๋Š” ํ”ํ•œ ์ง€์ˆ˜์ถฉ์ค‘ ํ•œ๋ช…์ด์—ˆ๋‹ค

๊ทธ๋Ÿฌ๋˜์ค‘ ํ•œ ๋ฏธ๋ถ•์ด๊ฐ€ ๋ณด๊ธ€ํ—ค๋“œ๋ฅผ

"์‚ฌ๋‚˜์ด๋‹ต์ง€ ๋ชปํ•˜๊ฒŒ ์ง€์ˆ˜ํˆฌ์ž๋‚˜ ํ•˜๋Š” ์ซ„๋ณด ํ‘ธ์‹œ๋…„"

์ด๋ผ๊ณ  ๊นŒ๊ธฐ ์‹œ์ž‘ํ–ˆ๊ณ 

์ด๋Š” ์ ์  ๋ถ€ํ’€์–ด๋‚˜๋”๋‹ˆ "์ด์ƒˆ๋ผ ์ง„์งœ ์—ฌ์ž ์•„๋‹ˆ์•ผ?"

๋ผ๋Š” ์ˆ˜์ค€๊นŒ์ง€ ๋„๋‹ฌํ•œ ๊ฒƒ์ด๋‹ค.

๋ณด๊ธ€ํ—ค๋“œ๋Š” ์ดˆ๋ฐ˜์— ๋‹น์—ฐํžˆ ์ด๋ฅผ ๋ถ€์ธํ•˜๋ฉฐ

"๋‚˜ ๋‚จ์ž๋ผ๊ณ  ์”จ๋ฐœ๋กฌ๋“ค์•„" ๊ฐ™์€ ์ง€๊ทนํžˆ ์ •์ƒ์ ์ธ ๋Œ€์‘์„ ํ–ˆ์ง€๋งŒ

์–ด๋Š๋‚  ํ•œ ๋ฏธ๋ถ•์ด๊ฐ€ ์˜ฌ๋ฆฐ ๊ธ€์ด ๋ฌธ์ œ๊ฐ€ ๋œ๋‹ค.

"๋ณด๊ธ€ํ—ค๋“œ๊ฐ€ ๋ชธ๋งค์Œ”๋ˆํ•œ ์—ฌ์ž์ž„์„ ์ธ์ฆํ–ˆ๋‹ค ์นผ์‚ญํ–ˆ๋‹ค"

๋ผ๋Š” ์ฃผ์ž‘๊ธ€์ด์—ˆ๋Š”๋ฐ, ์ด๋ฅผ ๋ณด์ง€๋ชปํ•œ ๋ฏธ๋ถ•์ด๋“ค์€

์ง„์งœ์•ผ?๋กœ ์‹œ์ž‘ํ–ˆ๋‹ค๊ฐ€ ๊ทธ๊ฑธ๋ชป๋ดค๋„ค ใ…‰ใ…‰, ใ„นใ…‡์ž„ ๋“ฑ๋“ฑ

์–ด๋Š์ƒˆ ๊ธฐ์ •์‚ฌ์‹ค์ด ๋˜์–ด์žˆ์—ˆ๊ณ 

์›ƒ๊ธด๊ฑด ์ด ์‹œ์ ๋ถ€ํ„ฐ ๋ณด๊ธ€ํ—ค๋“œ๊ฐ€ ๋”์ด์ƒ ๋ถ€์ •์„ ํ•˜์ง€ ์•Š์•˜๋‹ค๋Š” ์ ์ด๋‹ค.

๋งํˆฌ๋„ ๋ณ€ํ•˜๊ณ  ์—ฌ์„ฑ์Šค๋Ÿฝ๊ฑฐ๋‚˜ ๊ท€์—ฌ์šด ์ฝ˜์ด๋‚˜ ์งค๋งŒ ์“ฐ๊ฒŒ๋์œผ๋ฉฐ

์—ฌ์ž์•„๋‹ˆ์•ผ? ๋ผ๋Š”๊ธ€์—๋Š” "๋ณธ์ธ์ด ์—ฌ์ž์ธ ํ‹ฐ๋ฅผ ์•ˆ๋‚ด๋Š”๊ฒƒ๊ฐ™์ง€๋งŒ ์‚ฌ์‹ค ํ‹ฐ๋ฅผ ๋‚ด๊ณ ์‹ถ์€" ๋Œ“๊ธ€์„ ์“ฐ๊ธฐ ์‹œ์ž‘ํ•œ๋‹ค.

๋‚˜๋Š” ๊ทธ์˜ ์‹ฌ๋ฆฌ์ƒํƒœ๋ฅผ ์œ ์ถ”ํ–ˆ๋‹ค. ๊ทธ๋ฆฌ๊ณ  ๊ฒฐ๋ก ์— ๋‹ฌํ–ˆ๋‹ค.

์ง€์ˆ˜ํˆฌ์žํ•˜๋Š” ์ซ„๋ณด ํ‘ธ์‹œ๋…„<< ์–ต์šธํ•˜๊ณ  ํ•ด๋ช…ํ•˜๊ณ ์‹ถ์Œ.

์ง€์ˆ˜ํˆฌ์žํ•˜๋Š” ๋ˆ๋งŽ๊ณ  ๋˜‘๋˜‘ํ•˜๊ณ  ์Œ”๋ˆํ•œ ๋ˆ„๋‚˜<< ์‹ซ์ง€์•Š์Œ

์ด๋ผ๋Š” ์‹ฌ๋ฆฌ์  ๋ณ€ํ™”๋กœ ์ธํ•ด

์—ญ์‚ฌ์ƒ ์ „๋ฌดํ›„๋ฌดํ•œ

ํƒ€์˜์— ์˜ํ•œ ๋„ท์นด๋งˆ๊ฐ€ ํƒ„์ƒํ•ด๋ฒ„๋ฆฐ๊ฒƒ์ด๋‹ค ใ…‹ใ…‹ใ…‹ใ…‹

ใ…‹ใ…‹

ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹ใ…‹

์ง€๊ธˆ๊นŒ์ง€๋„ ๋ณด๊ธ€ํ—ค๋“œ๋Š”

์•„๋Š” ์‚ฌ๋žŒ๋งŒ ์•„๋Š” ์ด์˜๊ณ  ๋ชธ๋งค์ข‹์€ ๋ˆ๋งŽ์€ ๋ˆ„๋‚˜

ํ•˜์ง€๋งŒ ์–ต์šธํ•˜๊ฒŒ ์•„์คŒ๋งˆ๋กœ ๋งค๋„๋‹นํ•˜๋Š” ๋ˆ„๋‚˜

ํฌ์ง€์…˜์„ ์ฆ๊ธฐ๊ณ  ์žˆ๋‹ค๊ณ  ์Šค์Šค๋กœ ์ƒ๊ฐํ•˜๋Š” ์ค‘์ด๋‹ค.

๋ถ€๋”” ๋‚˜์˜ ์›ƒ์Œ๋ฒจ ๋ณด๊ธ€ํ—ค๋“œ๊ฐ€ ์ด ๊ธ€์„ ํ—ˆ๊ฒ์ง€๊ฒ ์งœ๋ฅด์ง€์•Š๊ธฐ๋ฅผ...

๐Ÿ”ฅ ์‹ค์‹œ๊ฐ„ ๋„คํ‹ฐ์ฆŒ ๋ฒ ์ŠคํŠธ ๋ฐ˜์‘

  • ใ…‡ใ…‡์ •๋ณด)์ด ๊ธ€์€ ์กฐํšŒ์ˆ˜ 1000์— ๊ฐœ์ถ” 100์ด๋ผ๋Š” ๊ธฐ์—ผ์„ ํ† ํ•˜์ž๋งˆ์ž ๋…๊ธ€์—์„œ ์‚ญ์ œ๋๋‹ค
  • ใ…‡ใ…‡1์—ญ์‚ฌ๊ฐ€ ๊นŠ๊ตฌ๋งŒ...
  • ๊ฐœ๋ผ์ง€์ด๊ฑฐ ๋ฐ•์‚ฌ๋…ผ๋ฌธ์ž„?

๐Ÿ’ฌ 0 Comments

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